We believe that this way we will be able to better serve our clients. This financial institution has both a vision and a mission that pleases us and touches our point of view and what we want to deliver to those who seek us.
Make your life easier with Bank Loan!
Such concern fits into the most complex and dynamic forms of the digital age in which we are living. In addition, Uni Bank Loan has the mission of being sustainable and inspiring its employees to work to the best of their ability.
What Uni Bank Loan offers
For Lender customers, Uni Bank Loan makes a Consigned Credit Card, also known as payroll credit. For those who do not know how this product works, do not worry, we’ll explain! Stay tuned because only people who are already retired can apply for this type of loan.
To make a Payroll Card, you do not need to have any previous links with Uni Bank Loan. And with the card, you can either do day-to-day shopping or get up to 90% of the limit of your card, which varies from customer to customer, according to the income and profile. In addition, you can take a loan whose installments correspond to 35% of your income, and not more than 30%. So your margin increases!
In Brazil, the average retirement is R $ 2,300. Thus, if you receive this amount, for example, and do not have a Payroll Card, you can take a loan whose installments are up to $ 690. If you have the card, you can take a larger loan amount, with the installments equivalent to up to R $ 805.
If you are negative and do not know if you will be able to request a Payroll Card, do not worry, as Uni Bank Loan makes this product available even to people who are negative. In addition, Consignment Card interest rates are up to 5x lower than those of an ordinary card, and do not vary widely among different financial institutions.
Lower interest rates are possible because, since the Payroll Card bill is deducted directly from your retirement, the financial institution is sure to get the money back. In addition, the process is facilitated and you do not have to remember to go to the bank to pay a ticket or give a check, for example. And therefore, you will not run the risk of forgetting to pay the installment and having to pay a fine.
Although you can only order the Consigned Card through our platform, Uni Bank Loan offers several other products besides that. The others you can order directly from our partner’s website. Are they:
• Payroll loan;
• Vehicle Financing;
• Credit card;
- To make your life easier, we list here the conditions to place an order on our website:
• Be more than 18 years of age;
• Have CPF;
• Have a bank account (current or savings).
How do I borrow a loan from Uni Bank Loan?
- If you are interested and want to request a loan for Uni Bank Loan but do not know how, do not worry, we are here to help you! By registering only on our site, you can receive up to 10 pre-approvals of your order. And among them is the Bank.